Anthem Blue Cross and Blue Shield

Combine your benefits for a better experience, at a better value

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You already made an investment in Anthem coverage. When you add more benefits to your plan, you’ll see a higher return on that investment. Choose from our full portfolio of benefit plans to streamline your administration experience and help your employees make the most of their benefits.

Money icon Save time and money on services you already offer when you switch those benefits to Anthem.

Connection icon Make it easier for your team to find doctors with our streamlined, flexible plan designs and large provider networks.

Preventive icon Embrace whole-person care by connecting your plans to create opportunities for earlier disease detection and personalized care recommendations.

Patient at dental checkup

Dental

Anthem dental checks all the boxes on what you expect from a dental carrier — network, service, and price. By integrating dental with medical, your employees and their doctors can detect chronic health problems sooner. Read dental insights.

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Access icon Access to one of the largest dental networks in the nation with 143,000+ dentists at 621,000+ locations, with an average network discount of 40%.

Employee icon We’ve provided dental benefits for more than 50 years, and we’re backed by a team of dedicated dental associates serving your benefit needs.

Money icon You’ll save 1.5% on your medical fees when you add dental benefits.1

Tooth icon Our dental plans automatically identify members who have a chronic condition to let them know about extra dental services like cleanings to support their dental health.2

Doctor performing eye exam

Vision

Because eye exams can reveal conditions like diabetes and heart disease, integration allows for earlier detection and treatment of medical conditions. Plus, you enjoy a significant network and cost savings. Read vision insights.

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Connection icon Access to one of the largest vision networks in the nation with 43,000 eye doctors at 31,000 locations, offering a 75% savings on average.3

Employee iconOur team of vision associations are ready to serve your vision benefit needs seven days a week.

Money iconSave 0.5% off your medical premium when you add vision.4

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Supplemental health

Unplanned medical costs can add up. Help protect your employees from the unexpected. Anthem’s supplemental health plans can provide financial protection. Your employees can choose from accident, critical illness and hospital indemnity benefits to close coverage gaps and provide cash payments. This gives them flexibility and is designed to protect them against high-cost, unexpected medical events. Read supplemental health insights.

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Syringe icon Accident coverage helps you manage medical services like emergency room visits, surgeries or follow-up care needed due to an accident.

Stethescope iconCritical illness covers 18 illnesses, including invasive cancer, heart attack and stroke.

Money iconHospital indemnity coverage provides fixed per-day benefits for inpatient hospitalization caused or contributed to by an accident or illness.

Patient looking at prescriptions

Pharmacy

Pharmacy is the most-used healthcare benefit—in fact, pharmacy benefits are used three times more often than medical benefits.8 Having the two work hand-in-hand only makes sense. When companies combine Anthem’s pharmacy benefits, powered by IngenioRx, with their Anthem medical plan, they experience real results.

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Money icon Members avoided $119 million in medical costs by closing care gaps9 across the total IngenioRx commercial business in 2019.

Employee icon By combining pharmacy benefits with your medical plan, you streamline administration with one implementation, one renewal, and one dedicated account team.

Lock icon 36.6% more care gaps can be closed when a whole-health approach is taken10, including combining pharmacy and medical.

Retired couple fishing together

Group Medicare

Anthem can be your partner in health from hire to retire when you extend Individual or Group Medicare options for your retirees. Our plans give your retirees richer benefits while keeping your costs down.

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Care icon Anthem offers top-tier prescription plans, PPOs and HMOs, plus integrated Medicare Advantage solutions that combine Medicare Parts A & B, prescription drug, health and wellness, vision and dental into one high-quality plan.

Connection icon Access to one of the largest Medicare Advantage networks in the country, with over 640,000 contracted providers nationwide – allowing your retirees to see the doctors, specialists, and hospitals they trust.

Chart icon Continuing coverage for your employees after retirement helps them gain confidence and peace of mind. Our coverage has a 90% satisfaction rating among retirees.11

Employees at the office

Employee Assistance Program

An Employee Assistance Program addresses challenges ranging from finding care for loved ones to dealing with legal issues. Pairing an EAP with your healthcare coverage can help employees navigate stressful situations, so they can bring their best to the workplace. Anthem offers three plan models to fit your organization’s needs.

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Money icon The typical medical spending for members with a behavioral health and medical condition who used Anthem EAP was $23 less per member per month compared to those without an EAP.

Balance iconOur AEP services are designed to help your employees balance the demands of daily work and life challenges, including legal and financial issues, health and wellness, pet care, crisis intervention, and more.

Clock iconAnthem has been a leading provider of Employee Assistance Programs for more than 35 years.

Mom and daughter working from home

Stop Loss

For Administrative Services Only (ASO) employers seeking financial protection from large claims, bundling Stop loss coverage offers ease, consistency, and convenience. When you combine Anthem Stop Loss protection with one of our medical plans, it can streamline your billing and administration, improve cash flow, and protect your business from high-claim costs.

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Group iconAnthem offers two types of stop loss: Individual protects an organization against one person’s catastrophic claims, and Aggregate offers protection when an entire group’s healthcare claims exceed expectations.

Money icon Stop loss can assume 100 percent of the risk on claims that exceed the stop loss limit, and Anthem reimburses faster through an advanced funding option so you can enjoy a predictable cash flow.

Chart icon All of the time-consuming and often complex administrative, billing, regulatory, and compliance duties are done by us — so you can focus on your business. Integrating with Anthem means one point of contact and no need to coordinate with multiple vendors.

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