Anthem Blue Cross and Blue Shield

Combine your benefits for a better experience, at a better value

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You already made an investment in Anthem coverage. When you add more benefits to your plan, you’ll see a higher return on that investment. Choose from our full portfolio of benefit plans to streamline your administration experience and help your employees make the most of their benefits.

Money icon Save time and money on services you already offer when you switch those benefits to Anthem.

Connection icon Make it easier for your team to find doctors with our streamlined, flexible plan designs and large provider networks.

Preventive icon Embrace whole-person care by connecting your plans to create opportunities for earlier disease detection and personalized care recommendations.

Patient at dental checkup


Anthem dental checks all the boxes on what you expect from a dental carrier — network, service, and price. By integrating dental with medical, your employees and their doctors can detect chronic health problems sooner.

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Access icon Access to one of the largest dental networks in the nation with 136,000 dentists at 556,000 locations, with an average network discount of 39%.

Employee icon We’ve provided dental benefits for more than 50 years, and we’re backed by a team of more than 1,000 associates serving your dental benefit needs.

Piggy bank icon You’ll save 2% on your medical fees when you add dental benefits.1

Piggy bank icon Our dental plans automatically identify members who have a chronic condition to let them know about extra dental services like cleanings to support their dental health.2

Doctor performing eye exam


Because eye exams can reveal conditions like diabetes and heart disease, integration allows for earlier detection and treatment of medical conditions. Plus, you enjoy a significant network and cost savings.

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Access icon Access to one of the largest vision networks in the nation with 40,000 eye doctors at 30,000 locations, offering a 75% savings on average.3

Employee iconOur team of vision associations are ready to serve your vision benefit needs seven days a week.

Piggy bank iconSave 0.5% off your medical premium when you add vision.4

Woman in physical therapy


Disability can be a disproportionate cost driver — 50% of medical costs come from the 5-10% of employees that have disability claims.5 By integrating medical, disability, and absence management, you can minimize employee claims or even prevent them, and help your employees get back to work safely and stay healthier.

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Calendar icon One of the fastest claims turnaround times in the industry, with a claim decision within 13 days.

Employee icon Disability case managers provide personal support to effectively manage claims and address the physical, emotional and financial needs of an employee on disability.

Piggy bank icon Save 1% per employee per month on your medical fees when you add short-term and long-term disability benefits.6

Wheelchair icon Anthem Whole Health Connection® program helps employees with conditions that are driving your health care costs, like cardiovascular disease and musculoskeletal conditions. Disability claims for employees with a chronic condition may trigger a referral to our Care Management. Medical costs from disability claims for those members who engage with one of our nurse care managers after referral from their disability case manager are 25% lower — an $8,000 savings.7

Man on crutches pouring coffee

Supplemental Health

Unplanned medical costs can add up. Help protect your employees from the unexpected. Anthem’s Supplemental Health plans can provide financial protection. Your employees can choose from Accident, Critical Illness and Hospital Indemnity benefits to close coverage gaps and provide cash payments. This gives them flexibility and is designed to protect them against high-cost, unexpected medical events.

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Car crash icon Accident coverage helps you manage medical services like emergency room visits, surgeries or follow-up care needed due to an accident.

Stethescope iconCritical illness covers 18 illnesses, including invasive cancer, heart attack and stroke.

Ambulance iconHospital indemnity coverage provides fixed per-day benefits for inpatient hospitalization caused or contributed to by an accident or illness.

Patient looking at prescriptions


Pharmacy is the most-used healthcare benefit—in fact, pharmacy benefits are used three times more often than medical benefits.8 Having the two work hand-in-hand only makes sense. When companies combine Anthem’s pharmacy benefits, powered by IngenioRx, with their Anthem medical plan, they experience real results.

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Piggy bank icon Members avoided $119 million in medical costs by closing care gaps9 across the total IngenioRx commercial business in 2019.

Employee icon By combining pharmacy benefits with your medical plan, you streamline administration with one implementation, one renewal, and one dedicated account team.

Handshake icon 36.6% more care gaps can be closed when a whole-health approach is taken10, including combining pharmacy and medical.

Family gathered around the table


When you add Anthem life insurance, you are adding peace of mind, comfort, and vitally helpful resources to your employees’ lives. We offer more than a claims check—when beneficiaries need us most, we are there with caring, personal support.

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Calendar icon Because time matters, our average claims processing time is only 1.4 days with a 99.9% financial accuracy.

Care iconOur coverage focuses on compassion, with assistance options for handing estate details, travel assistance for members and their families, and resources to help children cope with the loss of a loved one.

Computer iconWe offer online tools including identity theft services, debt and credit management, investment planning, state-specific and living wills, a college locator, elder care resources, and more.

Retired couple fishing together

Group Medicare

Anthem can be your partner in health from hire to retire when you extend Individual or Group Medicare options for your retirees. Our plans give your retirees richer benefits while keeping your costs down.

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Care icon Anthem offers top-tier prescription plans, PPOs and HMOs, plus integrated Medicare Advantage solutions that combine Medicare Parts A & B, prescription drug, health and wellness, vision and dental into one high-quality plan.

Connection icon Access to one of the largest Medicare Advantage networks in the country, with over 640,000 contracted providers nationwide – allowing your retirees to see the doctors, specialists, and hospitals they trust.

Award icon Continuing coverage for your employees after retirement helps them gain confidence and peace of mind. Our coverage has a 90% satisfaction rating among retirees.11

Employees at the office

Employee Assistance Program

An Employee Assistance Program addresses challenges ranging from finding care for loved ones to dealing with legal issues. Pairing an EAP with your healthcare coverage can help employees navigate stressful situations, so they can bring their best to the workplace. Anthem offers three plan models to fit your organization’s needs.

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Piggy bank icon The typical medical spending for members with a behavioral health and medical condition who used Anthem EAP was $23 less per member per month compared to those without an EAP.

Balance iconOur AEP services are designed to help your employees balance the demands of daily work and life challenges, including legal and financial issues, health and wellness, pet care, crisis intervention, and more.

Calendar iconAnthem has been a leading provider of Employee Assistance Programs for more than 35 years.

Mom and daughter working from home

Stop Loss

For Administrative Services Only (ASO) employers seeking financial protection from large claims, bundling Stop loss coverage offers ease, consistency, and convenience. When you combine Anthem Stop Loss protection with one of our medical plans, it can streamline your billing and administration, improve cash flow, and protect your business from high-claim costs.

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Umberella iconAnthem offers two types of stop loss: Individual protects an organization against one person’s catastrophic claims, andAggregate offers protection when an entire group’s healthcare claims exceed expectations.

Piggy bank icon Stop loss can assume 100 percent of the risk on claims that exceed the stop loss limit, and Anthem reimburses faster through an advanced funding option so you can enjoy a predictable cash flow.

Award icon All of the time-consuming and often complex administrative, billing, regulatory, and compliance duties are done by us — so you can focus on your business. Integrating with Anthem means one point of contact and no need to coordinate with multiple vendors.

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